The short answer
Shingles blown off in wind leave the underlayment and sometimes bare decking exposed. Cover it before the next rain, document it before anyone touches it, and understand that wind damage is typically covered by Texas homeowners policies, usually subject to a percentage wind and hail deductible.
What causes it
| Cause | How you can tell | How common |
|---|---|---|
| Wind uplift at the edge | Loss starts at eaves, rakes or ridge | Most common pattern |
| Aged sealant strip | Loss scattered across an older roof in moderate wind | Age related |
| Improper nailing | Loss in a defined area on a newer roof | Install defect |
| Hail weakening followed by wind | Loss after a second storm | Claim both |
| Ridge cap failure | Caps gone, field shingles intact | Quick repair |
| Debris impact | Tear pattern rather than clean uplift | Covered event |
How fast do you need to act
Cover it before the next rain. Wind rarely takes shingles without also lifting and breaking the seal on the ones still up there, so what you can see is usually less than what actually happened.
What to do right now
- Photograph everything from the ground before any tarp or repair
- Photograph the shingles that landed in the yard, and keep one
- Note the date of the storm, because Texas claim deadlines run from it
- Arrange tarping if the deck is exposed
- Get an independent inspection before signing anything a door-knocker hands you
What we see in the Hill Country
After a Hill Country wind event we see a predictable pattern: visible loss along one edge, and a much larger area of shingles around it whose seal strips have broken but which have not blown off yet. Those will go in the next storm. An inspection that only counts missing shingles undercounts the damage, and that matters when the claim is written.
When to call us
We inspect for this at no charge across Boerne, San Antonio, New Braunfels, Kerrville, Fair Oaks Ranch, Bulverde, Helotes, Spring Branch, Austin and Stone Oak. You get photographs of what we find and a written explanation, including when the honest answer is that nothing needs doing yet. Call (210) 245-4125 or book an inspection.
